Why does health insurance, in general, exist in health care market?
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Choose one of the following essay topics. The maximum word limit for the essay is 1500 words. Diagrams and tables may be used in your answer and these will not be counted towards the word limit. The essay should be submitted in 12 point font with margins of at least 2.5cm.
All sources must be appropriately acknowledged and referenced, and a reference list must be provided. The reference list will not be counted toward the 1500 word limit.
Students must submit an individual essay that reflects his/her own work, and that is expressed in his/her own words. Please review the statement of plagiarism in the Subject Outline and ensure that your essay adheres to these guidelines.
Topic Choice 1: Vaccination policies
Australia has a “No Jab No Pay – immunization requirements” policy that requires that children meet immunization requirements in order for parents to qualify for certain taxation and social welfare benefits.
What are the key health economic principles underpinning how such a policy would operate? From a health economics perspective, why might the government introduce such a policy?
Topic Choice 2: Private health insurance in Australia
In hospital care, Australia has a mixed public-private system. Hospitals are financed through a mixture of general taxation, levies, private health insurance premiums and patient co-payments. Hospital treatments are provided by State-owned public hospitals as well as non-profit and for-profit private hospitals. About 48 % of the Australians have any form of private health insurance. People who hold private insurance remain eligible to receive care in public hospitals. In this system, universal health insurance and private health insurance co-exist.